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Financial Support: Clever Insurance Plan For New Employees In The Workplace

2011/1/6 14:26:00 41

In December, just walked out of school and entered.

Workplace

Most of the new people have been in employment for more than four months, and have passed the probation period smoothly, and have begun to accumulate a little.

These young and carefree workplace new-born forces have begun to self reliant new life, and it is necessary to quickly incorporate insurance into finance.

Plan

In this regard, insurance experts believe that insurance should be one of the necessary options for career planning, and a low cost, high guaranteed regular life insurance is a good choice.

However, in real life, young people are unstable when they enter the office, and on the other hand, they are strong and healthy.

Insurance

Consciousness is generally weak.

Insurance experts point out that the beginning of a career is for young people to pform from a child who needs a parent to a real adult who can support himself. This is a change in social roles, and it means that young people need to shoulder greater family responsibilities.

In the reading stage, schools usually buy insurance for their students. After entering the society, if the welfare benefits of the companies are good, young people usually have the social security provided by the company, but in addition to work-related injuries, social security does not cover death protection.

And for young people who do not provide social security benefits, they are facing a vacuum of protection.

Then, what kind of insurance should young people choose to enter? The insurance experts point out that the limited income of the working people needs an insurance product which will not cause economic burden and can play a vital role in life insurance.

At this time, low cost, high security as the main characteristics of the regular life insurance products just can meet the needs of life insurance for new workers.

The term life insurance is a kind of life insurance product with consumption and pure guarantee. The premium pricing is closely related to the age of insurance, so the insurance premium is very low when young.

However, it is worth noting that insurance protection is not a one-time purchase once and for all.

When people enter different stages of life, with the change of economic conditions and family conditions, the demand for protection will also change. It is also necessary to increase the major disease protection, children's education guarantee or pension insurance, etc., and make full use of the comprehensive protection of insurance to avoid economic risk.