Internet Finance Is Changing People'S Financial Habits

< p > 2013, the Internet financial management product represented by < a href= "//www.sjfzxm.com/news/index_cj.asp" > balance Bao < /a > has suddenly risen.

With the continuous deepening of financial reform, the era of balance treasure is coming out quickly. With the advent of the Internet Financial battlefield, all kinds of Internet financial tools are constantly emerging. There are many ingenious ideas and changes in product design, but the only thing that remains unchanged is the Monetary Fund.

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"P" why internet financial tools "love" monetary fund? Noan day cargo foundation manager, Zhang Le Sai said that the IMF mainly invested in bonds, financial bonds, corporate bonds, central bank bills, bank time deposits and other security and liquidity of the money market tools.

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< p > to sum up, the IMF has at least three advantages: a href= "//www.sjfzxm.com" > Financial Management > /a > advantages.

First, the principal is safer and the risk level is low.

Statistics show that over the past 10 years, there has been no clear risk, no negative earnings and almost zero risk.

The two is that the cost of management is relatively low. Generally, only 1000 yuan can be invested. The release of the balance treasure directly reduces its investment threshold to 1 yuan.

In addition, the cost of purchase and redemption is zero.

Three, since last year, WeChat and Internet payment have given full play to the good liquidity and convenient operation of Monetary Fund. Ordinary investors can use it as a temporary liquidity reserve, which is treated as bank's "current savings" and redeemed at any time when necessary.

All of these have led the Internet giants to choose the cargo base, which has made a large number of bank demand deposits move to them continuously.

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< p > for the IMF, its a href= "//www.sjfzxm.com/news/index_s.asp" > investment < /a > all have high security margin, high liquidity bonds, financial bonds, central bank bills and bank time deposits, etc., all have higher safety margin and lower wind risk level.

Internet banking tools can consider the strength of managers and the size of monetary fund when selecting a cargo base, because the larger the scale, the higher bargaining chips or higher returns.

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< p > at present, the Internet cargo base is no longer a dispensable accessory. It has become a necessity for investment and life.

At present, the Internet cargo base has generally realized the T+0 real time redemption account function. At the same time, the Internet channel it relies on has more value-added services.

Such as Taobao, Suning and other channels relying on the electronic business platform can carry out pfers, mobile phone recharge, credit card repayment and other services, suitable for small partners who like to shop online.

In addition, we can learn about various types of fund news, investment advice and other information services from several fund network such as fund consultation, sales, research, daily a href= "//www.sjfzxm.com/news/index_cj.asp" > fund /a net and flush.

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